Mari yepetrol inopiwa pachine nguva
Zadza tanga izvozvi udzosere kubva kumibhadharo mishoma inotevera. Inoenderana nezvaunowanzowana pavhiki, kwete zvaunotarisira kuwana.
ThumaCredit
Simudzira mari yaunowana. Bhadhara nezvaunowana.
Chikwereti built for people whose income arrives in small amounts, often — drivers, couriers and traders. Advances are scored from what you actually do on the platform, repaid automatically from future payouts, at one flat cost shown in full before you accept.
Mutengo mumwe chete, unoziviswa pakutangaUnodzoserwa kubva kumibhadharoHapana kuwedzerwa kwehuwandu
Tsananguro yemari yakapiwa pachine nguva — muenzanisoMuenzaniso
Waunowana nhasi$50.00
Mutengo mumwe chete (8%)$4.00
IMTT (2%, yemutemo)$1.00
Zvinobviswa pamubhadharo mumwe nemumwe (mibhadharo 5)$11.00
Zvose zvinodzoserwa$55.00
Mutengo mumwe chete. Hapana kuwedzerwa kwehuwandu, hapana kusundirwa mberi, uye hapana chirango chinokura usiri kuona. Kudzosera nekukurumidza hakuwedzeri mutengo.
Zvatinopa
Chikwereti chakagadzirirwa basa racho
Kugadzirisa motokari
Zvinodzivirirwa a repair that would otherwise stop you working. Paid to the garage directly where that is the faster route back on the road.
Mari yekushandisa mubhizimusi
Mari yenguva pfupi kuvatengesi nemabhizimusi madiki ane nhoroondo pachikuva, inodzoserwa kubva kumari inopinda pane pazuva rakatarwa remwedzi.
Mari inopiwa vatengesi pachine nguva
Kumabhizimisies collecting through ThumaPay, an advance against future collections, repaid as a share of each day's takings.
Mari yemuhoro inopiwa pachine nguva
Vashandirwi vanogona kurega vashandi vachitora muhoro wavakatoshandira zuva rekubhadharwa risati rasvika, mutengo uchiratidzwa kumushandi asati atora.
Kupa mari yekutenga zvinhu
Mari yenguva refu inotsigirwa nechinhu chinotengwa, semotokari kana midziyo, chinhu chacho chichizova rubatso.
Kutenga izvozvi uchibhadhara gare gare kuri muhurongwa humwe chetehwo, uye kuchatanga kana mvumo yemari diki yapiwa uye tsananguro yechikwereti chevatengi yaiswa munzira yacho.
Kuongorora chikwereti
Kuyerwa nezvaunoita, kwete nevaunoziva
Kuverenga zvibodzwa zvechikwereti nenzira yekare kunokundikana kuvanhu vasina nhoroondo yebhanga kana peyisiripi. Zvaunoita pachikuva ndicho chiratidzo chiri nani, uye tinacho kare — nemvumo, uye nekuda kwechinangwa ichi.
Nhoroondo pachikuva
Nzendo kana kuendeswa kwezvinhu kwakapera, kuwirirana kwemari yaunowana, kudzima mabasa uye zvibodzwa nekufamba kwenguva — humbowo hwematiro aunoshanda, kwete mufananidzo wenguva imwe.
Ruzivo rwekufamba
Ruzivo rwenzira nezvaunoita kubva kubasa ratoitwa pasevhisi dzeThuma, runoshandiswa kuona kana mari yakapiwa pachine nguva ichagona kudzoserwa kubva pamari yaunonyatsowana.
Matiro aunodzosera mari
Kuti mari yakapiwa kare yakadzoserwa sei. Kudzosera zvakanaka kunowedzera muganho wako; kusadzosera kunoudzikisa zvisati zvava dambudziko.
01
Unokumbira mari
Uchitarisa muganho watoverengwa kubva pane zvaunoita. Unoona muganho usati wakumbira, saka hapana chikumbiro chekufungidzira.
02
Mutengo unoratidzwa wose
Mari, mutengo mumwe chete, mutero wemutemo, zvinobviswa pamubhadharo mumwe nemumwe uye zvose zvinodzoserwa — pachiratidziro chimwe chete, usati wabvuma.
03
Mari inosvika ipapo
Mari yakabvumirwa inopinda muchikwama chako cheThumaPay ipapo ipapo, nekuti mari yepetrol inosvika mangwana haina basa.
04
Kudzosera kunoitika pachako
Chikamu chakatarwa chemubhadharo mumwe nemumwe chinotorwa kusvika mari yapera. Bharansi rasara rinoonekwa chero nguva.
Kupa chikwereti nenzira ine hanya
Mitemo yatinozvisunga nayo
Zvatichaita
Kuratidza mutengo wose semari usati wabvuma. Kupima mari inopiwa maererano nemari yaunonyatsowana. Kuisa muganho pane zvinogona kuvewo nemunhu mumwe panguva imwe. Kukurega uchidzosera nekukurumidza pasina chirango. Kukuudza kana chikumbiro charambwa, uye kuti sei.
Zvatisingaite
Kusundira mari isina kudzoserwa kuita huru zvakare. Kuwedzera mutengo pamusoro pemutengo. Kubhadharisa chirango chinokura chakanyarara. Kushambadzira chimwe chikwereti kumunhu ane nhoroondo inoratidza kuti haafaniri kuchitora. Kudaidza chinhu kuti chikwereti iyo chakagadzirwa semari inopiwa pachine nguva.
Pataakamira
ThumaCredit nemarezenizi
Chikwereti products fall under the microfinance licence being sought from the Reserve Bank of Zimbabwe. Nothing is lent until that is granted.
Reserve Bank of Zimbabwe
Mupi weSevhisi dzeMibhadharo (PSP)
National Payment Systems Act [Chapter 24:23]
Reserve Bank of Zimbabwe
Mupi weMari yeMagetsi (EMI)
National Payment Systems Act [Chapter 24:23]
Reserve Bank of Zimbabwe
Mvumo yemari diki
Microfinance Act [Chapter 24:29]
IPEC
Kunyoreswa kwemumiriri weinishuwarenzi
Insurance Act [Chapter 24:07]
Reserve Bank of Zimbabwe
Mari Diki Inogamuchira Madhipoziti (DTMFI)
Microfinance Act [Chapter 24:29]
ThumaPay Zimbabwe (Pvt) Limited parizvino haichengeti mari yevatengi uye haipi sevhisi dzemari dzinodzorwa nemutemo. Sevhisi imwe neimwe yakatsanangurwa pasaiti ino ichapiwa chete kana mvumo yacho yapiwa. Nhamba dzemvumo dzichaburitswa pano kana dzapiwa.
Mibvunzo
Nezvezvikwereti zvekukurumidza
Chakagadzirwa semari inopiwa pachine nguva ichitarisirwa mari ichazowanikwa pachikuva, inodzoserwa pachayo kubva pamari iyoyo. Tinoshandisa mazwi ekuti mari yakapiwa pachine nguva nekuti ndizvo zvachiri, uye tinoratidza mutengo semari pane kuuviga muchimiro chemari yekuwedzera.
Mutengo mumwe chete pamari yapiwa, unoratidzwa semari usati wabvuma, pamwe nemutero wemutemo unoratidzwa wakasiyana. Muenzaniso uri papeji ino unoratidza chimiro; mitengo chaiyo ichatarwa kana mvumo yapiwa.
Nekuti kudzosera chikamu chezvaunowana, vhiki risina mabasa rinoreva kudzosera zvishoma pane kupotsa mubhadharo. Kana ukamira kuwana mari zvachose, tibate — tinoda kurongazve pane kurega bharansi richigara richikura.
Kwete. Mari yakapiwa haichinji magoverwo emabasa pachikuva chipi zvacho cheThuma. Kupa mari nekugovera mabasa zvakachengetwa zvakasiyana nemaune.
Pakutanga, vatyairi nevatengesi vakasimbiswa vane nhoroondo yakakwana pachikuva kuti zvibodzwa zvive nerevo. Vamwe vazhinji vachatevera sezvo hurongwa huchibudirira.
Mari yekushandisa, kana tapiwa mvumo
Ratidza kuti unoda uye tichakuudza kuti muganho wako wakadii pakarepo ThumaCredit yavhurwa.